Adam Allington

for the Associated Press

Adam Allington is studying aging and workforce issues as part of a 10-month fellowship at The Associated Press-NORC Center for Public Affairs Research, which joins NORC's independent research and AP journalism. The fellowship is funded by the Alfred P. Sloan Foundation.

In this June 17, 2016 photo, Marsha Hall poses for a picture. During their working years, women tend to earn less than men, and when they retire, they're more likely to live in poverty. For Hall, 60, the process of trying to save for retirement has been nearly impossible.

Women More Likely to Face Retirement Poverty

While experts cite a pay gap as a major cause for retirement insecurity, other factors play a role, from single parenthood and divorce to the fact that women typically live longer than men.

David McQuinn poses for a photo in his office at MiTek, a construction and engineering firm, Tuesday, May 10, 2016, in Chesterfield, Mo. McQuinn, 61, is retiring Tuesday after 30 years with the suburban St. Louis company, a length of time with one employer that is unlikely to be achieved by many younger workers.

Age, Income Factors in Staying with Employer

Baby Boomers with pensions were far more likely to make long term commitments to one employer.